02/22/2012
Economic uncertainty and erratic markets can make anyone nervous to invest their cash, but it can have an even bigger psychological impact on those who are investing their money for the first time. Though their hesitation may be understandable, with some knowledge and guidance young people can invest wisely now – with time still on their side. Ameriprise financial advisors are available to discuss:
- Ways to begin investing and learning about investment vehicles and options.
- The benefits of saving and contributing to 401(k) and other accounts early on.
- The various kinds of investment vehicles and accounts that may be appropriate for different financial goals such as buying a home and retirement.
- Strategies for creating a diverse portfolio that assumes the proper balance of risk and conservatism – and determining what that may be.
- The importance of allowing investments to weather market swings though time, and how to manage impulsive emotions that may interfere.
02/08/2012
Valentine’s Day presents the opportunity for couples and families to celebrate their relationships. Unfortunately, even the strongest bonds can be jeopardized – and financial security threatened – when something unexpected happens. Ameriprise financial advisors are available to discuss the risks families may be exposed to, and the ways they can reduce the possibility of financial instability in the wake of an unexpected event or family tragedy. Possible topics include:
- Things people tend to overlook when they consider their insurance needs.
- Milestones that should prompt a close review of one’s insurance policies.
- Guidance for starting and maintaining productive conversations about insurance between family members.
- Types of insurance that a single person or those with a family should consider to supplement workplace benefits.
- Ways to calculate where there might be gaps in a family’s protection plan.
- Methods to include the cost of insurance into one’s budget and overall financial plan.
Read about what drives one of our financial advisor’s passion for insurance.
01/18/2012
January is a time of new beginnings and for some that means filing for divorce. While those who are going through this life-changing event may empathize with the celebrity couples who are also ending their marriages, most don’t have the same financial means on which to rely after the split. Ameriprise financial advisors are available to discuss ways to avoid financial fallout during or following a divorce. Possible topics include:
- Things to consider while adjusting to a new income and budget.
- Ways to approach splitting up assets without compromising your financial security.
- Urgent to-do’s following a divorce like changing beneficiaries and reviewing insurance coverage.
- Financial tips for newly single parents and ways to manage alimony and child support payments.
- Re-evaluating short- and long- term financial goals like buying your own home and retirement.
Check out what Suzanna de Baca, vice president of wealth strategies, suggests for those undergoing a divorce.
09/22/2011
08/11/2011
07/05/2011
06/17/2011
05/27/2011
